Pension Advice for Employees

Whether you are new to employment or new to pensions we have it covered with our pension guides created specifically with employees in mind.

Should you have any questions regarding the automatic enrolment process or workplace pensions in general do pop an email over to: enquiries@payrollsolutionsltd.co.uk. We may not be able to answer your specific question if you are not a user of our services, but we can give general advice.


Why should I save into my pension?

Why should I save into my pension?

It’s never too early or late to start planning what income you will need to live on when you retire.
Let’s look at the reasons why you should save into a pension…


Your pension eligibility explained

Your pension eligibility explained

For the purpose of automatic enrolment, ‘workers’, are put into three different categories: Eligible, Non Eligible and Entitled. You may not be in this category forever and may move through these as your age and earnings change.
Let’s look at pension eligibility…


Your pension contributions explained

Your pension contributions explained

For the purpose of automatic enrolment, ‘workers’, are put into three different categories: Eligible, Non Eligible and Entitled. You may not be in this category forever and may move through these as your age and earnings change.
Let’s look at pension eligibility…


Pension tax relief explained

Pension tax relief explained

What is classed as pensionable pay and how this would look on your payslip?
Let’s take a look at how your employer might calculate your pensionable pay…


Tax relief from the government explained

Tax relief from the government explained

When you become a pension saver, you are thinking of the future. The government will thank you, and your reward will come in the form of tax relief.
Let’s look at how much tax relief you will receive…


Pension scams

Pension scams

Pension scams can take many forms, and usually they appear to be a legitimate investment opportunity. To avoid being caught out by a pension scam, remember these four tips…


Understanding pension communications

Your employer’s duty to ensure you’re correctly assessed for pension eligibility will also require them to communicate this to you. Cox & Co. may take care of this on your employer’s behalf and we’ve made a video to help you understand what letters you will receive and where to find them.

If you need further assistance or require a confidential conversation regarding your workplace pension arrangement do get in touch.

Enquiries@payrollsolutionsltd.co.uk – 0117 9323444